Retirement Planning was simple and predictable 40 years ago.
Retiring comfortably today is not about saving more, it\'s about saving smart.
And most people haven\'t saved even a fraction of what they should.
Social Security\'s own trustees predict it will run out of money in less than 20 years.
Most public pensions are underfunded, and private companies can\'t get rid of them fast enough.
Those days are long gone.
All you needed was your company pension, personal savings, and Social Security.
Retirement Planning was simple and predictable 40 years ago