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It also involves looking at your attitudes about money, saving, spending, and taking concrete steps to not fall into Debt or to stay out of Debt if you have suffered like a lot of people in the last few years of ongoing economic recession.
Remember, your financial health is not just about your Credit score.
This book covers the following topics: What is a Credit score? The FICO scoring model The Vantage scoring model What\'s influencing my score? Ways to positively impact your Credit Score What is a Credit report? What is Credit counseling? What is the difference between a charge card and a Credit card? How long does negative information stay on my Credit report? How do I increase my Credit limit? The benefits of Good Credit Goodwill letter Hardship letter How do Credit cards work? ...
And Much More! This will give you a comprehensive explanation of how exactly Credit works, the factors in determining your Credit score, how to read different types of Credit reports, how to maintain quality Credit health, and know exactly what to do and not do to increase your Credit scores.
All it takes to raise your Credit Score is the right knowledge combined with time and a bit of patience.
There are a lot of myths about Credit scores on how you can improve yours and unprincipled companies trying to take advantage of people desperate to get out of Debt and those who wish to Boost their Credit scores.
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